— The 4 Bucket System
Your business makes money.
You just can't figure out where it goes.
We fix that in 24 hours with our simple 4 bucket system — done for you, not taught to you.
— The pain
Sound familiar?
- One bank account for everything
- Bills hit and you panic
- Can't pay yourself consistently
- Terrified of tax season
- Making money but feeling broke
- Tried budgeting — it never sticks
You're not bad with money. You just don't have a system. Budgets don't work because they ask you to remember. Buckets work because they don't.
— The system
Meet the 4 bucket system
Money splits automatically the moment it hits your account. No discipline required. No spreadsheets.
KEEP IT
Profit. Locked away first.
PAY YOURSELF
Owner's pay. Every cycle.
OWE IT
Taxes. Already set aside.
RUN IT
Operating expenses. What's left.
— How it works
Five steps. One day.
We analyze your numbers
Free. We map what's coming in, what's leaking, and what's left.
We open your 4 accounts together
On a call. No forms in your inbox. No 'log into your bank' homework.
We set your custom percentages
Based on your real revenue, real margins, real obligations.
We configure everything automatically
Splits happen the moment money hits. You don't touch it.
You wake up profitable tomorrow
Literally the next deposit. Profit goes to profit. Tax goes to tax.
— Who we are
Built by operators, not influencers.
Digital marketing & systems
Jordan builds the automation. Bank rules, transfer logic, dashboards, integrations — the plumbing that makes the buckets self-driving.
Profit First & payroll
Matt's a certified Profit First professional and payroll specialist. 20+ years inside blue-collar books. He sets the percentages and handles the payroll side end-to-end.
"We've implemented this for our own businesses — and now we do it for yours."
— Results
Before. After. Real numbers.
HVAC, 6 trucks
"First time in 4 years I paid myself every week."
Restaurant, 22 staff
"April came and I didn't flinch."
Electrical contractor
"Same revenue. Just stopped leaking."
— Pricing
Pick how far you want us to go.
Starter
For solo operators and freelancers who just need the system installed.
- 4-account setup call
- Custom percentage allocations
- Bank automation configured
- 30-day check-in
Business
For owners with payroll, contractors, and real tax exposure.
- Everything in Starter
- Payroll review with Matt
- QuickBooks / Xero integration
- Quarterly tax reserve calc
- Weekly support for 90 days
Done-For-You
We run payroll, reconcile buckets, and manage the rhythm — forever.
- Everything in Business
- Full-service payroll
- WC audit defense
- Monthly bucket reconciliation
- Direct line to Matt + Jordan
— FAQ
Quick answers.
Do I need to understand accounting?
No. That's the whole point. We do it. You run your business.
How long does setup take?
One day. We're on a call with you, opening accounts and configuring splits in real time.
What if I use QuickBooks?
We connect it. Xero, Wave, FreshBooks too. The buckets sit on top of what you already use.
What about payroll?
Matt handles it. Full-service — W-2s, 1099s, tax filings, workers' comp audits.
— Free 20-min call
Book your free money assessment.
Five questions about your business. Then Matt and Jordan tell you exactly where your money is going — and what 4 buckets would do for it.